Financial security is more than a balanced budget, it’s about knowing that you are poised to face the worst in life and prepared to take advantage of the best. This type of security requires a highly individualized approach to financial planning and investment management.

Financial planning attends to the intersection of life and finances. When creating your financial plan, we focus not only on your financial needs but on your goals, fears, and sentiments about the future, taking a global view of your financial life.

There are several steps in the process, from gathering and analyzing your financial data, to presenting a financial planning proposal, to regularly scheduled follow up appointments. We approach financial planning as a dynamic and ongoing process, taking care to ensure that your financial plan evolves to meet your changing needs.

Investment management expands on your financial plan by putting your money to work. We assimilate information about your risk tolerance, time horizon, desired rate of return, tax status, and, most importantly, your feelings about money and investing into an overall strategy for your accounts. As an independent firm, we are able to pick from a vast array of investment options to meet your needs, and the result is a portfolio that suits you, not the other way around.

Open communication keeps the ball rolling. We invite you to regular meetings in which we present unified reviews of your investment accounts and revisit your needs, your investment performance, and the suitability of your financial plan. In between meetings, we regularly monitor your accounts and keep in touch with you through email, mail, and teleconference. Expect to receive monthly newsletters keeping you apprised of our thoughts on the market, and join us for one of our regular seminars, which feature speakers ranging from Wall Street Journal business writers to child development specialists.